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This # is from the collections dept. of Synchrony Financial. They have been relentless in their calls regarding a late payment with my CareCredit account. I never answered until I had the money to make the payment. He was kind enough, but I'm not sure where in the world he was calling from. His accent was strong, but he had no problem communicating in & understanding American English. My payment was 30 days past due. The calls picked up pretty quickly (on a Sunday, no less) to 5 times daily, 7 days a week from 7 to 8 in the morning to 9 or 10 at night. They use an auto-dialer until you pick up, so don't think you will wear them down first.